Vauxhall MOT Test Insurance in Guildford and Maidstone

An MOT (Ministry of Transport) test is an annual test of car safety, roadworthiness and exhaust emissions, applicable to most vehicles over three years old driven on public roads in the UK.

MOT Test Insurance

Have you got at least 6 months left before your next Vauxhall MOT test and has your vehicle had its last scheduled service?

MOT Test Insurance is exceptional value at £75 per annum (incl. IPT)* and covers the repair and/or replacement of certain items, providing they are covered components and cited on the 'Notification of refusal to issue an MOT certificate' (VT30).

*Insurance premium tax, applicable to all UK insurance products.

Please note that MOT Test Insurance does not cover the following: Accidental, malicious or impact damage; neglect or wear and tear reported during the vehicle's previous service; tuning or adjustments to the fuel system; tyres, wheels, exhaust systems, catalytic converters, glass and bodywork/chassis; any modifications that have been made to the vehicle; legal items; advisory items; routine service items such as oil filters, lubricants, fluids, spark plugs; the cost of the MOT test or re-test; not available in Northern Ireland or the Channel Islands; car hire; any other component not listed under the "What's Covered" section of the accompanying MOT Test Insurance policy booklet.

Do you qualify?

MOT Test Insurance includes most Vauxhall cars and all Vauxhall CDVs up to 8 years old, with less than 80,000 miles on the odometer at the time you take out the insurance (please check with us to confirm that your model is eligible).

You can take out MOT Test Insurance if:

  • Your vehicle passes its test at a Vauxhall Retailer and you want to cover it for next time
  • You want cover for your next MOT - provided your vehicle has an existing MOT certificate
  • You have at least 6 months before your vehicle's first or next MOT test is due
  • You have proof of an up-to-date service as required by the manufacturer's servicing schedule. Where this is not available, such a service must be carried out to qualify for cover.

More than a little worried that the next time your car goes in for MOT, it might possibly fail?

Worried that the cost of failure of an MOT may come at just the wrong moment for your finances?

Well, consider taking out MOT test insurance!